Back to Recommendations
Recommended Match
Global Rank: #Top 1%
ISAG - European Business School
Portugal
Public Research University
Why This University?
- • Internationally recognized institution
- • Degrees recognized by HEC Pakistan
- • Part of European Higher Education Area
- • Growing Pakistani student community
- • Pakistani student associations available
- • Cultural and religious facilities nearby
- • 2 opportunities available
- • Need-based financial aid
- • Industry partnerships
- • Career counseling services
Financials & Costs
Tuition Fees
€4,586 - €5,618
Check program list for exact fees
Living Costs
€900 - €1,200
Monthly average
Available Scholarships
- Consuelo Vieira da Costa Merit Scholarship: A 50% tuition fee reduction for the 1st year if your entrance grade is 160/200 or higher (approx. 3.2+ CGPA).
- Family Scholarship: 5% discount if a direct family member is also studying at ISAG.
Requirements
Academic Requirements
Min. CGPA
Required
Varies by Program
IELTS Score
Minimum
5.5
Note: Requirements may vary by program. Always check the specific program page for exact requirements.
Required Documents
- CV / Resume
- Motivation Letter
- Transcripts
Personalized Match Analysis
Strong Match with Financial Planning Required
Your Strengths for This University
- Your IELTS 7.0 exceeds the 5.5 minimum requirement significantly
- Your 3.66 CGPA qualifies for the 50% merit scholarship (requires 3.2+)
- ISAG does not prioritize Pakistani university tiers - equal consideration for all
- No APS certificate required simplifies Portuguese visa process
- Porto's lower living costs help manage €16k-€17k financial proof requirement
Areas to Improve
- No GRE/GMAT score mentioned - though ISAG may not require it
- Your 2 years work experience may not be heavily weighted for admission
- Bachelor's program deadline is October 2026 - requires early planning
- Online Master's program may not qualify for student visa eligibility
Recommended Actions
- Start HEC attestation immediately followed by MOFA Apostille for all documents
- Prepare bank statement showing €16k-€17k (tuition + living costs)
- Verify language of instruction for your specific program choice
- Consider paying full tuition upfront to strengthen visa application
Your Roadmap to Europe
Step-by-step guide to securing your visa for Portugal
Critical Warning / Action Required
CRITICAL BOTTLENECK: The NIF and AIMA Appointment. You cannot open a bank account or sign a house contract in Portugal without a NIF (Tax Number). Furthermore, once you arrive, you must convert your visa into a Residence Permit via AIMA (formerly SEF). AIMA is currently facing massive backlogs, so your entry visa often includes a pre-booked appointment date; do NOT miss it.
1. University Admission & MOFA Apostille
Month 1-4 (Dec - March)
Duration: 12-16 Weeks
Status: Preparation
- Apply to Portuguese universities (e.g., University of Lisbon, Porto, Coimbra, Nova).
- Upon acceptance, pay the 'Propinas' (Tuition Fees) to get the official 'Matricula' (Enrolment letter).
- Legalize your educational documents: HEC/IBCC Attestation followed by MOFA Apostille.
- Get a Police Character Certificate (PCC) and get it Apostilled by MOFA (valid for 90 days only).
Critical Points:
- apostille: As of 2026, Pakistan is a full member of the Apostille Convention. You no longer need the 'Red Seal' super-legalization from the Portuguese Embassy; a MOFA Apostille is sufficient.
- deadlines: Public universities usually have three phases of 'Candidaturas' starting in February.
2. The NIF (Número de Identificação Fiscal)
Month 4-5 (March - April)
Duration: 2-4 Weeks
Status: Legal Identity
- Obtain a Portuguese Tax Number (NIF). Since you are a non-resident, you must have a 'Fiscal Representative' (a lawyer or a friend who is a permanent resident/citizen in Portugal).
- Alternatively, use online services (like Bordr or AnchorLess) to get your NIF remotely for a fee.
- You will need the NIF for your visa application to prove you can interact with the Portuguese financial system.
Critical Points:
- cost: Government fee is free, but service providers charge €80 - €150.
- requirement: You cannot rent a room (officially) or open a bank account in Portugal without this number.
3. Financial Proof (The 2026 Rule)
Month 5-6 (May - June)
Duration: 4 Weeks
Status: Financial
- Prepare your bank statement. For 2026, the Portuguese minimum wage is €920/month.
- Required Funds: You must show at least €11,040 (12 months x €920) plus remaining tuition fees in a personal account.
- Obtain 'Schengen Travel Insurance' with €30,000 coverage (valid for the first 4-12 months).
- Secure accommodation: You need a 12-month rental contract or a 'Termo de Responsabilidade' (Letter of Responsibility) from a host in Portugal.
Critical Points:
- minimum wage 2026: €920/month (confirmed by Decree n.º 139/2025).
- accommodation: Portugal is strict. A simple hotel booking for 1 week is NOT enough for a D4 study visa. You need long-term proof.
4. VFS Global Appointment (D4 Visa)
Month 6-8 (June - August)
Duration: 8-12 Weeks
Status: Visa Submission
- Book an appointment at VFS Global (Islamabad, Lahore, or Karachi).
- Submit the D4 Visa application: Passport, Enrollment, Bank Statement, PCC (Apostilled), Insurance, and Accommodation.
- The visa fee is approx. €90 (payable in PKR).
Critical Points:
- visa type: D4 (Long-term study visa for degrees) or D5 (Exchange/Research).
- interview: Interviews are rare but can happen. Focus on your course and why Portugal fits your career.
5. The 120-Day Entry Visa
Month 8-9 (August - Sept)
Duration: 1 Week
Status: Travel
- Upon approval, you receive a double-entry visa sticker valid for 120 days.
- CRUCIAL: Look at the URL printed on your visa or the accompanying paper. It often contains a pre-scheduled appointment date for AIMA in Portugal.
- Fly to Portugal and ensure you enter through a manned border control to get your passport stamped (essential for registration).
Critical Points:
- entry stamp: If you fly through another Schengen country (like Germany), you MUST register with the Foreign Police (AIMA) within 3 days of arrival if your passport wasn't stamped in Portugal.
6. AIMA Residence Permit Card
Month 9-12 (Sept - Dec)
Duration: 12-16 Weeks
Status: Settling In
- Attend your AIMA appointment to provide biometrics (photo/fingerprints).
- Pay the Residence Permit fee (approx. €90 - €150).
- Wait for your plastic Residence Permit card to arrive by mail at your registered address.
- Register for a NISS (Social Security Number) if you plan to work part-time (Allowed: 20 hours/week).
Critical Points:
- aima delay: In 2026, expect delays. Your entry visa remains valid for residency as long as you have proof of your AIMA appointment.
- extension: You must renew your residence permit annually (online via the AIMA portal).